Servicemembers Civil Relief Act (SCRA)

SCRA offers protections for servicemembers and their families in many areas, including student loans. Through SCRA, your interest rate can be lowered to 6% if your current interest rate is more than 6%.

If you meet the following criteria you can qualify for the interest rate benefit:
  • You must be an active duty member of the Uniformed Services
  • Your loans must have been disbursed prior to the date you were called to military service
  • You must make your request within 180 days of your last day of military service
    • SCRA benefits take effect as of your notification date listed on your orders

You can request the interest benefit by submitting a request to us with documentation that shows the effective dates of your service. Documentation includes your military ID, military orders or a letter from your commanding officer. Please send your request to our correspondence address.