For federal student loans, the earliest benefit effective date is August 14, 2018; the active duty periods that fall on or after that date may qualify. If you consolidate your federal student loans after you begin active duty, your consolidation loan may not be eligible for this benefit. CornerStone will check an authorized military database, and if you are listed as being active duty status, we will automatically apply the benefit to your eligible loan(s). If your military orders show an earlier active duty start date, you may submit a copy of your orders, and we will apply the benefit based on the earlier start date.
You can request the interest benefit by submitting a request to us with documentation that shows the effective dates of your service. Documentation includes your military ID, military orders or a letter from your commanding officer. You may also request the benefit by submitting a completed SCRA Interest Rate Limitation Request form, or a completed Military Service/Post-Active Duty Student Deferment Request form. Each of these request forms can be found on
our forms page.
Please send your request to our
correspondence address.