Income-Driven Repayment Plans

Under the income-driven repayment plans, your monthly payment is calculated based on your income. Because your payment is based on your income, your payment could be as low as $0.

There are several tools available to find out if you qualify for income-driven repayment and what plans you may qualify for.
You can even apply for the IDR plans online at the Federal Student Aid website.

Click on the links below for more information about the income-driven repayment plans.